BANK OWNED! 2 STORY LIVING RM W/COZY FIREPLACE.HARDWOOD FLOOR & 2 STORY CEILINGS.. SPACIOUS M/BDRM FUTURES WALK-IN CLOSET & LOVELY BALCONY. NEW WINDOWS, FULL FINISHED BASEMENT.PRIVATE PATIO. All contracts are subject to banks senior management approval and any offers or counter offers by bank are not binding unless the entire agreement is ratified by all parties. There is a $75 buyers fee paid at closing.