Bank owned not a short sale - seller takes 1-3 days apx to respond excellent oppertunity dont miss out ! seller will issue required addendums upon offer acceptance call agent with any questions there is a $75.00 buyer paid doc fee paid at closing.ALL CONTRACTS/OFFERS ARE SUBJECT TO INDYMAC BANKS SENIOR MANAGEMENT APPROVAL AND ANY OFFERS OR COUNTER OFFERS BY INDYMAC BANK ARE NOT BINDING UNLESS THE ENTIRE AGREEMENT IS RATIFIED BY ALL PARTIES.BANK OWNED NO SPDS OR CLUES REPORT