BEING SOLD AS IS (BANK OWNED) THE REASON IT IS PRICED SO LOW IT IS A MAJOR FIX-UP ie: MISSING A/C, SINKS AND ETC. ALLOW 2 TO 5 DAYS FOR THE BANK TO REVIEW OFFERS. 1% EARNEST MONEY, IF FINANCE NEED PRE-APPROVAL LETTER FORM MORTGAGE COMPANY THAT INCOME HAS BEEN VERIFIED AND CREDIT REPORT WAS DONE