lender owned bestt buy!!homes shows nice!!!only offers with preapproval letter will be presented,if cash we need proof of funds!!!please allow 24-48 hrs for response!!sellers needs 45 days to close escrow!!seller has to have 3% of sales price for earnest monie!!!seller will not pay for owners title policy!!!no spds has to be waived!!try first american title craig 602-445-2300!