BANK OWNED!! Skip the short sale hassle! Home has wood laminate flooring in living areas and the kitchen, carpet in the bedrooms. Home also has a covered screened lanai and a fenced back yard. Home will needs appliances, carpet in the bedrooms and some minor TLC. ** Buyers who are financing must be pre-approved with either Wells Fargo Home Mortgage or Wachovia -NO EXCEPTIONS** Cash buyers must provide proof of funds. Agents PLEASE read all confidential comments VERY carefully.