2001 41st St., St. Petersburg, FL 33713

A 3.25% rate in a 7% world. This home comes with an assumable VA loan at 3.25%, a 30-year fixed secured in 2022, so the next owner steps into a monthly payment today’s financing simply cannot match, with roughly 26 years of that rate still ahead. Veteran and non-veteran buyers may qualify, subject to lender approval. And the home is worth the story. Across the street, Lake Harshaw catches the evening light, and the front porch gives you a seat for it every night. This 1958 block ranch sits beneath a grand oak on a 9,200 sq ft lot, with a privacy-fenced backyard and a hot tub in place and included. Original terrazzo floors carry the mid-century character, while new cabinetry brings the kitchen current. Two bedrooms, two full baths, 1,335 heated sq ft on one level, plus an attached one-car garage. The important work is done: impact-resistant Low-E windows, 2010 HVAC, and an upgraded electrical panel with underground service. Flood Zone X, no HOA, no CDD, minutes from 22nd Ave N and I-275.