21 Park Place Cir., Palm Coast, FL 32164

Seller Offering $5,000 in Concessions with a Full-Price Offer — Plus a Rare 5.1% Assumable Loan! If you’re a 55+ buyer looking to lower your monthly payment, avoid today’s higher interest rates, and enjoy low-maintenance Florida living, this home offers exceptional value. Welcome to Park Place at Palm Coast, a desirable 55+ gated community where comfort, convenience, and peace of mind come together. Built in 2018, this move-in ready 3-bedroom, 2-bath home (third bedroom is non-conforming) offers 1,878 square feet of well-designed living space—perfect for full-time residents, snowbirds, or those downsizing without compromise. Curb appeal is immediate, with manicured landscaping, a paver driveway, and a two-car garage. Inside, the open floor plan feels bright and spacious, featuring vaulted ceilings, ceramic tile flooring in main living areas, and carpeted bedrooms for added comfort. The modern kitchen is ideal for both daily living and entertaining, showcasing granite countertops, stainless steel appliances, and a large center island. The primary suite serves as a private retreat with a walk-in shower, dual vanities, and a generous walk-in closet. The additional rooms offer flexibility, with the non-conforming third bedroom functioning perfectly as a home office, hobby room, or guest space. Enjoy Florida’s outdoor lifestyle in the screened lanai, complete with an epoxy-finished floor and ceiling fan—ideal for morning coffee or evening relaxation. The fenced backyard adds privacy and peace of mind. The garage is thoughtfully upgraded with epoxy flooring, custom storage cabinets, and a garage screen enclosure. This home is also well-prepared for storm season, featuring custom hurricane window panels, a generator, and an installed transfer switch. Residents of Park Place Palm Coast enjoy resort-style amenities, including a seasonally heated pool, bocce, shuffleboard, horseshoes, a putting green, and an outdoor kitchen. Well-lit sidewalks create a safe and welcoming environment for evening walks. The HOA is $235 per month, covering lawn care, cable, and internet, and there are no CDD fees, keeping monthly expenses predictable. With a $5,000 seller concession, a 5.1% assumable loan, and a location in one of Palm Coast’s most sought-after 55+ communities, this home delivers both lifestyle and value.