BANK-OWNED FORECLOSURE! SOLD IN "AS-IS" CONDITION WITH THE RIGHT TO INSPECT. PROOF OF FUNDS/PRE-APPROVAL LETTER REQUIRED WITH ALL OFFERS. MUST USE SELLER'S APPROVED CLOSING AGENT. THIS IS NOT A SHORT SALE! ALL CONTRACTS/OFFERS ARE SUBJECT TO INDYMAC BANK'S SENIOR MANAGEMENT APPROVAL AND ANY OFFERS OR COUNTER OFFERS BY INDYMAC BANK ARE NOT BINDING UNLESS THE ENTIRE AGREEMENT IS RATIFIED BY ALL PARTIES.