22238 River Rock Dr., Land O' Lakes, FL 34639

NO CDD OR HOA! GREAT NEW PRICE! ZERO DOWN PAYMENT OPTIONS AVAILABLE - CALL FOR DETAILS! This well-maintained single-story home in Lake Padgett Estates sits on nearly 1/3 acre with rustic charm and modern updates. Featuring 3 bedrooms, 2 bathrooms, and over 2,100 square feet, the open layout is perfect for relaxing and entertaining. The spacious kitchen boasts stone countertops, stainless appliances, and a large island with bar seating. Cathedral ceilings and a wood-burning fireplace add character to the living area, while updated flooring flows throughout. The oversized 3-car garage provides plenty of storage space. Enjoy the screened rear porch overlooking a fully fenced backyard with mature landscaping—perfect for adding a pool. Located in a golf cart-friendly neighborhood with no CDD or HOA fees, you'll have access to Lake Padgett's boat ramps, docks, playgrounds, parks, and more. Minutes from shopping, top schools, and SR-54/Veterans Expressway for easy Tampa commuting. Space, nature, and convenience—all in one package.