23325 Club Villas Dr., Land O' Lakes, FL 34639

ONE STORY condo w attached GARAGE in move-in condition! Gorgeous new kitchen features GRANITE countertops and all-wood cabinetry. Enjoy a cup of java in your BREAKFAST ROOM overlooking the enclosed ATRIUM, or on the screened PATIO. Easy upkeep for you with TILE in all wet areas. More time to enjoy the Florida lifestyle, with CLUB/POOL/TENNIS/racquetball just steps away! There is an Olympic-sized POOL, 9 lighted TENNIS courts, RACQUETBALL, walking TRACK, FITNESS room, and playground facilities with barbeque grills. The clubhouse also features a party room and bar and lounge with pool tables for socializing. Lake Padgett is an established, desirable community close to shopping, library, community recreation center with ballfields, churches, and schools. Convenient access to Tampa via I75 and Veterans Parkway. NO CDD! Own for less than typical rent payments at today's interest rates. Financeable, stable condo association. Condo association is solvent, reserves are met, & owner-occupant ratios have been within conventional guidelines. $200/mo INCLUDES INSURANCE, grounds, roof, exterior, garbage 2x wk. FHA approved!!Buyer will not need a SURVEY or building INSURANCE as the condo association provides to lender = LOW closing costs. Home Warranty up to $400 to cover AC, appliances-or credit to buyer. PITI (including condo fees!!) approx $755 @ 4.5% interest, 30 year amortization.