SHORT SALE! GREAT STARTER OR INVESTMENT HOME! 1/2 BLK TO LAKE! KITCHEN FEATUJRES OAK CABINETRY WITH ISLAND; CEILING FANS; WOOD LAMINATE FLRING ON MAIN LEVEL; UPDATED BATHROOM; CUSTOM WOOD-WORKING/TRIM IN KITCHEN; SOME NEWER WINDOWS; MECHANICALS NEWER IN 2004; ALL APPLIANCES STAY: MAY TLC BUT VERY LIVEABLE; BEING SOLD "AS IS" PREQUAL REQ BANK NEGOTIATOR SAYS LOWER IT TO 38.5k--RUN, DON'T WALK!!!!!!!!!