BANK OWNED - NOT, NOT, NOT A SHORT SALE - EASY TO NEGOTIATE - UPGRADES INCLUDE NEUTRAL TILE FLOORING IN ENTRY, BATHROOMS, LAUNDRY ROOM AND KITCHEN. VERY POPULAR SPLIT FLOORPLAN WITH 4 BEDROOMS - KITCHEN INCLUDES PANTRY, ISLAND AND PLANTER SHELVES - HOA DUES INCLUDE POOL MEMBERSHIP AT THE YMCA LOCATED IN THE SUBDIVISION - THIS IS A GREAT HOME - CHECK IT OUT!!!