BANK OWNED - NOT Short Sale! ANSWERS! VALUE! GREAT buy on incredible home. Lots of upgrades including 18 tile, Dark Maple cabinets with Crown Molding, Granite Countertops, & White Stair Rails. Great Community to move in! Walking distance to school. A MUST SEE!***Beginning 5/12/08 thru 6/30/08 you may ask for 3% Buyer's Closing Cost and/or 6mos prepaid HOA dues for owner occupants with acceptable offers***