BEING SOLD AS IS (BANK OWNED) NEEDS APPLIANCES, CARPET AND PAINT. ALLOW 2 TO 5 DAYS FOR THE BANK TO REVIEW OFFER, THEY WILL COUNTER WITH ADDENDUM'S. 1% EARNEST MONEY AND PRE-APPROVAL LETTER FROM THE MORTGAGE COMPANY STATING THEY HAVE SEEN THE BUYERS CREDIT REPORT & INCOME VERIFIED