'BANK OWNED'-WELL APPOINTED ELEGANT HOME. SPACIOUS OPEN FLOOR PLAN, HARDWOODS ON MAIN & GUEST SUITE. KEEPING RM W/FP, GR W/FP, SCREENED PORCH W/FP TOO! MASTER UP , FP & SITTING AREA & MORNING KITCHEN. FINISHED BASEMENT! EXPANSIVE LOWER PATIO. EARTH CRAFT & ENERGY STAR CERTIFIED! BANK OWNED