lender owned best buy,seller requires that buyer be preapproved with wells fargo kathleen reinert 602-620-3105,buyer can use lender of his chioce after the preapproval letter!escrow is open at first american title kathy smith 602-685-7426,no offer will be presented without a preapproval letter,if cash we need proof of funds!!!buyer has to waive the spds+clue and must be in the purchase contract!please allow 48 hrs for a response from the seller.