Lender owned. This one has potential. It shows a lot of promise. Why don't you help it out a little and see how proud you are are of te end result? Quiet street. Private yard. Bring us an offer, and let's see if we can make a deal. **If utilities are not turned on by contract acceptance, it will be the buyer(s) responsibility to turn on all utilities in buyer(s) name for any desired inspections.**