Bank owned, sell and close 30 days. Open floor plan, tile floors, 2 car garge. Newer home built in '04. Great value. Seller pays appraisal and title insurance if financed thru Countrywide Mortgage.Countrywide home loan Pre-qualification required on all offers. Free appraisal and credit report if buyer finances through Countrywide home loans. Please allow 2-3 business days for seller response.