4010 W Neptune St., Tampa, FL 33629

Price improvement on this beautifully updated 1925 Palma Ceia West home, blending historic charm with modern comfort. Offering just over 2,100 sq ft with 3 bedrooms, 3 bathrooms, a dedicated office, and a living area along a flex space on an oversized .30-acre lot, this residence delivers the space and flexibility rarely found in South Tampa. The home is move-in ready while allowing the next owner to personalize future design choices. Its thoughtful layout, bright interiors, and seamless indoor-outdoor flow create an ideal setting for everyday living, entertaining, or working from home. The expansive backyard offers outstanding potential for a custom pool, outdoor living, or future expansion. The sellers have already completed $34,000 in professional prep work, making the yard fully pool-ready, and virtual renderings are provided to help envision the possibilities. Updates include exterior repaint (2022), fencing and gates (2023), custom side porch (2023), uplighting (2024), irrigation and landscaping (2024), plantation shutters (2022), Murphy bed and built-ins, updated baths, new water heater (2023), fireplace hearth (2024), and a completely new HVAC system with ductwork (2024). California Closets. A detached two-car garage features ample amount of storage, a Tesla charger, and an additional EV port. The oversized lot and garage layout offer the potential to create a full guest suite or in-law space if desired. Financial advantages include a rare 2.75% assumable VA loan for qualified veterans and a seller-paid reduced interest rate through List & Lock™, with rates as low as 5.875% (APR 6.145%). Terms apply—see disclosures for details. Located minutes from top-rated schools, dining, shopping, and downtown amenities, this home offers historic character, modern upgrades, and long-term value in one of South Tampa’s most desirable neighborhoods. Tenant occupied—please do not disturb. Showings by appointment only 24 HOUR IN ADVANCE.