4BR/3BA BANK OWNED PROPERTY. 2 STORY HOME WITH MASTER SUITE, 3 BR, FAMILY RM, FORMAL LIVING/DINING AREA. SPACIOUS KITCHEN HAS MAPLE CABINETS AND INCLUDES LARGE PANTRY AND ISLAND.HOME DOES NEED SOME COSMETIC WORK. SOLD ''AS IS''-SELLER WILL DO NO REPAIRS-BUYER TO VERIFY ANY AND ALL MATERIAL FACTS-ANY AND ALL PERSONAL PROPERTY AND OR APPLIANCES LEFT ON PREMISES ARE DEEMED A GIFT-SELLER IS NOT RESPONSIBLE FOR PERSONAL PROPERTY-NO WARRANTIES EXPRESSED OR IMPLIED-BUYER TO USE SELLERS CHOICE OF TITLE CO.-EARNEST MONEY TO BE CERTIFIED FUNDS.