4472 Sagefield Dr, St. Cloud, FL 34773

Own More Home for Less | Estimated Payments from $2,750 with Fixed 4.99 Rate This brand-new 4-bedroom, 3 full-bath home offers a rare opportunity to secure a fixed 4.99 30-year FHA interest rate, with estimated monthly payments from $2,750 making homeownership both attainable and timely. Designed with comfort and functionality in mind, the home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully planned layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining. The spacious primary suite serves as a private retreat, highlighted by vaulted ceilings and peaceful conservation views that give privacy and a tranquil natural backdrop. The kitchen is the heart of the home, featuring a centered island perfect for preparing meals for breakfast, lunch, dinner, or any special occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. Secondary bedrooms are generously sized, providing comfort and privacy for family members or guests. The fourth bedroom includes a walk-in closet and a full bathroom, making it ideal for a mother-in-law suite, guest room, or private office—adding versatility and long-term value. Additional features include a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in the desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and a relaxed Florida lifestyle. Closing cost incentives may be available with the preferred lender, and the home can be secured with as little as a $1,000 deposit. A unique combination of new construction, attractive financing, and serene surroundings—opportunities like this are limited.