4540 N Winchester Ter., Hernando, FL 34442

One or more photo(s) has been virtually staged. NEW 2026 HOME ON OVER 1/2 ACRE — PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space. NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your private showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!