BANK OWNED FIXER UPPER, REAL HANDYMAN SPECIAL WITH POTENTIAL. ANY AND ALL PERSONAL PROPERTY AND APPLIANCES LEFT ON PREMISES ARE DEEMED A GIFT. SELLER IS NOT RESPONSIBLE FOR PERSONAL PROPERTY. PROPERTY SOLD 'AS IS'-SELLER WILL DO NO REPAIRS-BUYER TO VERIFY ANY AND ALL MATERIAL FACTS-NO WARRANTIES EXPRESSED OR IMPLIED-BUYER TO USE SELLERS CHOICE OF TITLE CO.-EARNEST MONEY TO BE CERTIFIED FUNDS. SELLER OFFERING 3% OF THE SALES PRICE AS A BUYERS CLOSING COST CREDIT.