ALLOWS FOR AS LITTLE AS A 3% DOWN PAYMENT, NO MI AND NO APPRAISAL, ALLOWING FOR FAST AND EFFICIENT CLOSINGS. Great buy on this 4 bedroom, 2 1/2 bath home in a desired neighborhood. Living room/dining room. family room and eat-in kitchen on the main level. Bedrooms including master on the 2nd story. Kitchen has an island,stainless appliances, and a pantry. Covered patio and pool in the backyard.