5BR/3BA RANCH WITH FINISHED BSMT ON 4 ACRES IN CUMMING! PROPERTY IS BANK OWNED; ALL FINANCED OFFERS MUST HAVE BANK OF AMERICA PREQUAL; ALL CASH OFFERS MUST HAVE PROOF OF FUNDS; BANK OF AMERICA, N.A. EMPLOYEES AND EMPLOYERS' HOUSEHOLD MEMBERS (INCLUDING PERSONS DERIVING THEIR PRIMARY MEANS OF FINANCIAL SUPPORT FROM A BANK EMPLOYEE) AND BUSINESS PARTNERS OF THE BANK ARE PROHIBITED FROM PURCHASING THIS PROPERTY, WHETHER DIRECTLY OR INDIRECTLY.