ALL CONTRACTS/OFFERS ARE SUBJECT TO INDYMAC BANK SENIOR MANAGEMENT APPROVAL AND ANY OFFERS OR COUNTER OFFERS BY INDYMAC BANK ARE NOT BINDING UNLESS THE ENTIRE AGREEMENT IS RATIFIED BY ALL PARTIES. ***THERE IS A $75.00 DOC FEE PAID BY BUYER AT CLOSING. ***BUYER MUST PRE-QUAL FROM PROSPECT MORTGAGE PRIOR TO MAKING AN OFFER***