6543 Montezuma Tr., Charlotte, NC 28227

NEW ROOF BEING INSTALLED 9/3/25. Up to $5,000 seller credit. Cape Cod–style home in Hickory Ridge, a quiet, established East Charlotte neighborhood. Set on a ¼-acre lot with NO HOA, this home features 2 main-level bedrooms, a full bath, and a cozy upstairs retreat with dormer windows and pitched ceilings—perfect as a bedroom, studio, or flex space. Relax on the screened porch and enjoy the wooded surroundings. HVAC (2022) & water heater (2020). Zoned N1-A, allowing ADUs if city guidelines are met. 100% FINANCING - NO PMI - $20K DOWNPAYMENT AND CLOSING COST ASSISTANCE AVAILABLE TO ELIGIBLE BUYER.