No HOA! Fenced pool! Covered patio! N/S lot! House needs substantial fix-up but has lots of possibilities. Buyer to verify ALL info. When submitting offer: write on Pg 7 'Lender-owned property sold AS-IS with no SPDS or CLUE'; allow adequate time for response; include LSR or proof of cash funds with offer. Upon acceptance of general terms, Seller will counter with their required Addendums and title company info.