BANK-OWNED AS/IS,SELLER DOES NOT PROVIDE INSPEC. CHL PRE-QUAL/PROOF OF FUNDS. ADDENDUMS,VA DISCLOSURES REQUIRED. property is subject to review of the title by VA. buyer is herewith notified that any offer accepted is subject to delay of closing or cancellation should VA conclude clear title cannot be conveyed.VA and BAC do not guartantee or warrant the title.VA recommends that buyer obtian title insurance.