BANK OWNED! SKIP THE SHORT SALE HASSLE! Very large home located in a quiet gated community! Two story home with six bedrooms, neutral colors, tile in living areas and soid surface counters in the kitchen and baths. Very low HOA fees! Home is in excellent "move in" condition. ** Buyers who are financing must be pre-approved with either Wells Fargo Home Mortgage or Wachovia -NO EXCEPTIONS** Cash buyers must provide proof of funds. Agents PLEASE read all confidential comments VERY carefully.