*OWNER FINANCING at 4%, 3-year Ballon with 30-year amortization! Huge 110 x 176 Vacant lot in the heart of Ormond Beach, across the street from the beach walkover. Future ocean views from the 2nd floor of your new home! Buy now and build later with no HOA fees or ask us about a Home / Lot Package to get your Florida dream home underway ASAP!