BANK OWNED; NOT TRASHED; $4,000 CREDIT FOR BUYERS CLOSING COSTS; INTERIOR (UPPER & LOWER) REPAINTED AND RECARPETED; SQ FOOTAGE INCLUDES LIVING AREA IN BASEMENT (3 BEDRMS, 1 BATH,FAMILY RM); PLENTY OF RM ON UPPER LEVEL (3 BEDRMS, 2 BATHS, LIV RM, FAM RM, KIT); LAKE COMMUNITY PROPERTY; NO DISCLOSURES GIVEN; PLEASE NOTE ATTACHED DOC TO ACCOMPANY ALL OFFERS; QUICK RESPONSE FROM BANK!