7126 N 19th Ave. #192, Phoenix, AZ 85021

Low-rate assumable VA loan, subject to lender approval. Qualified buyers, veteran or non-veteran, may be able to take over the existing loan instead of financing at today's rates, a rare opportunity in central Phoenix. This 3-bed, 2.5-bath, 1,408 sq ft two-story townhome features granite counters, dual-pane windows, generous closet space throughout, and an in-unit washer and dryer that stay with the home. The HOA covers the heating and cooling systems and hot water, which keeps utility costs unusually low; the seller's SRP bills averaged about $60/month over the past three years. Two assigned covered parking spaces, a private patio with a storage closet, and a community pool. A short walk to the 19th Ave/Glendale light rail, with Fry's, Target, and Grand Canyon University close by.